​These are voluntary accounts that help you save money by giving you a significant tax-break on your eligible expenses.

If you choose to participate, you can pay eligible costs with before-tax money--that is, money not subject to federal income tax or Social Security withholding. You reduce your taxable income and, as a result, pay less tax. That can mean more take-home pay for you.

Depending on your needs, you may choose to participate in one or both:

Dependent Care FSA. You can use this account to pay someone to take care of your children or other dependents while you are at work.

Health Care FSA. You can use this account to pay health care costs not covered by insurance--including copayments and deductibles as well as such expenses as orthodontia that you usually have to pay out of your own pocket.

Enrollment for these plans occurs in November of each year with an effective date of January of the following year.

For more information, contact the Payroll Office @ 253.571.1236.